The renter pays the one-time fee prior to the execution of the lease agreement with the landlord. We offer a free pre-screening application And Same-Day Approvals. We help individuals with not so perfect rental history get approved for an apartment,rental home, townhouse or condo. Once the tradelines mature, you will be able to enjoy the many privileges that accompany a strong credit score. Yes. In the event that you stop paying your rent or breach any other provision of the lease, the landlord will still take legal action that includes the commencement of an eviction proceeding against you. Can the Insurent Lease Guaranty Program still assist me if my income is less than 27.5x the monthly rent? They're strict, but considering the business they're in, it's to be expected. This is where Insurent steps in to make getting approval a whole lot easier. (*this data captured by a data analytics tool) This company however called me answered all my questions. Information is deemed reliable but not guaranteed. shouldn't prevent you from living in a House or Apartment you love. Alternately, there might never have been a great property to begin with just a terrible apartment with good PR. Do my rights under my lease with a landlord change if I have an Insurent Lease Guaranty? We specialize in second chance rental services, corporate leasing, co-signor programs and low income second chance rental services. Home Approval. Every building and landlord will have a slightly . Get in into the PERFECT school district i have been wanting for SOOO long! Or they should be able to explain why it is taking longer. Directly across the street from "Brea Gateway Center", a community center whose anchor tenants include Ralphs, Rite Aid, HomeGoods . Apartment Lease Guarantors And Bad Credit Specialists. One particular apartment was in processing with them and requested a admin fee of $620 which I paid promptly to avoid anymore delays. Information is copyrighted and school data provided by GreatSchools.org. It's especially dangerous to try to rent an apartment remotely, from out of state, but if you're willing to take that risk, insist on a tour of the location via FaceTime. That's good advice at every step of the process, from when you evaluate the online listing to when you sign for the keys. As the website states " YOU MUST QUALIFY FOR OUR SERVICE" . We qualify an international student or U.S. student based on their father (or mother or some relative overseas or here) being a Responsible Party solely on our Agreement. I applaud and recommend corp-moves to anyone who needs assistance in securing a lease. Their is very little communication and the fact that I can't get anyone on the phone is SCARY. Our Home Approval Program makes it easy. In the event that you are an international student or fall below the minimum 27.5x the monthly rent, please email us at renter-app@insurent.com so we can guide you through the application process. GET ACCEPTED We 'Pre-Screen' you based on the Qualifications from our Referral Partners and match you with the best company based on what you qualify for any what your requirements are. Browse 99 Apartments in Brea, CA. We screen based on our own set of compassionate criteria, and we stand behind every person we approve. Average guaranty fees for non U.S. parties without U.S. based credit history will approximate 98% - 110% of a months rent for the one year lease guaranty. Look into the future even if you have a low credit score. The apartment approval process is similar to taking out a loanyou must prove that you're not a credit risk and can keep up with monthly payments. Submit a copy of Copy of Drivers license or Passport and Visa (if Non-US) and School ID and parents passport and income verification or bank letter. How much is the Guaranty fee under the Insurent Lease Guaranty Program? Yes. found this company online and b/c i couldnt get approved to rent on my own from when i lost my job few years ago had an eviction my my record and owed the last apt complex thousands (they got me) i didnt have the money back then to fight it and got slammed with excessive fees. After youve completed your initial phone consultation, well email or text you an application link to start your file to get approved for a property of your choice. Evictions, Broken Lease, Bad Credit, etc. Found this company online on Google and decided to fill in the online application form. "By the time you discover the keys don't work, they're long gone.". Can the Insurent Lease Guaranty Program assist me if I am an international student or US student? Please Provide 3 Check Stubs or Bank Statement if Self Employed. Bait-and-switching can take various forms. The 5 star review is beyond fake. Welcome to Acacia Terrace Apartment-Homes in Brea! Dave is the author of more than two dozen books and has contributed to many sites and publications including CNET, Forbes, PC World, How To Geek, and Insider. Grow your business. I cant thank them enough for helping to bridge the gap. I wish I heard of them before spending hundreds of $ on applications. "The scam artist has two sets of keys one they use to open the apartment, and another set that they give you," he told Business Insider. He then spent eight years as a content lead on the Windows team at Microsoft. Who pays for the Insurent Lease Guaranty? I highly recommend them if you need to be approved for an apartment and your credit is "not so good." In one version, an agent lists an attractive-looking apartment to lure clients, and then scams the apartment hunter when they arrive to see it. A Responsible Party would be a person (normally a father, mother or relative) here or overseas (if you are relocating from outside the U.S.) who meets either of the following tests: (i) such person(s) has a minimum annual income (in their home country) of a minimum of 50x the monthly rent you are seeking or (ii) such person has cash liquid assets or marketable securities (in their home country) equal to a minimum of 80x the monthly rent that you are seeking. How long does it take to process the application for the Insurent Lease Guaranty? Can the Insurent Program help me if I have no U.S. based credit history? The last apartment I was told they were processing with supposedly had an issue with me showing up to the apartment? I am a non-U.S. person with no U.S. credit history. However, you may visit "Cookie Settings" to provide a controlled consent. When they say 100% Guranteed they mean it. Unfortunately not. Call Now let's get you into your new Home. Guaranteed Approval. Don't assume that just because you've agreed in advance on the rent, fees, and other details, that it's captured accurately in the final lease agreement. No down time. My credit got damaged years ago due to a divorce. If you don't meet the income or background requirements, don't expect a call. And got treated with such disrespect. As a landlord, this is a no-brainer. Acceptable Applications Include Renters With: Once we have a completed application, we can have an approval certificate for you in just a matter of hours. Get the lease or the terms of the rental in writing, and be sure it includes contact information for the landlord that includes a physical address and phone number (not just a PO Box). A roommate who is not a signatory does not need to submit an application to Insurent. Our approvals are income-driven. We may decide to put the occupant as a signatory on the Insurent Tenant Participation Agreement wherein both of you will be joint and severally liable. Can I qualify for the Insurent Lease Guaranty? In any circumstance under which there is more than one signatory on a lease, credit problems for any of the applicants could affect the approval decision. This company gave me a quality way to live for 7 years. By acting as your lease guarantor, Insurent takes the stress away and get your your dream apartment. The cookie is used to store the user consent for the cookies in the category "Analytics". There is no application fee. "When you move out, your landlord will try to recoup all of the money that they can for repairs, even if the property was damaged prior to you moving in," Shawn Breyer, a real estate agent in Georgia, told Business Insider. Always insist on seeing the property in person before proceeding with any additional apartment renting steps. We also ensure all reviews are published without moderation. Anyone can write a Trustpilot review. My wife and I were in a bad spot with our credit due to medical bankruptcy so we couldn't get approved for rentals. We've. 2014 SINCE We help people get their new homes since 2014 non-stop. 3: PAY A FEE The fee to co-sign is equal to 1-month's rent. "If a landlord is willing to bait and switch, they might not be someone you want to rent from," Edward Mermelstein, a real estate attorney at One & Only Realty in New York, told Business Insider. We've made it simple for property managers to approve more renters. The Insurent Lease Guaranty does not require you to pay any additional fees. Our Benefits Greater Access Our lease guaranty is accepted by over 725,000 apartments representing over 7,000 buildings in New York, New Jersey, Massachusetts, Illinois, Virginia, Maryland, Nevada, Washington, D.C., California and Florida. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. Insurent requires separate applications from signatories because all signatories are bound to the rights and obligations under the lease. Please look at these as proof. The website states that the annual income or collective annual income must equal a minimum of 27.5x the monthly rent. Apartment hunting can feel like a virtual minefield of scams. Yes, you will both be individually responsible for payment of the Insurent Guaranty fee. In addition, the card reports to all three credit bureaus. They have a option to call corporate but that option leads you to a non working line. I expect to receive a bonus in addition to my base salary. I used the Nationwide Apartment Guarantor Service after many rental companies turned me down due to credit problems. SEMI CUSTOM APPROVAL Our semi-custom approval is a method we use to get people approved that are looking for lower budget properties. A C.P.N. Our agents are available from 10 to 7 CST. Follow the rules--basically be a good tenant--and things will work out well for you with this company. Worse, fraudsters who don't have legal authority to rent the apartment might try to get your first month's rent and run, and they are less inclined to draw up paperwork to make the con convincing. "When they meet to view said apartment, it is no longer available, and other apartments are shown as an alternative that don't usually fit the original criteria," New York real estate agent James Wan told Business Insider. Applications with co-tenants must be completed by all renters for the application to be processed. There is no such thing as guaranteed loan approval. They applied one time and were approved instantly for a lease. Two potential downsides, however: The card charges an annual fee of $35, and . We have been around over 10 years now starting our business in 2009. We are the #1 Apartment Approval Company in the nation. The "listing agent" Nardo had been chatting with online was a fraud who had likely scraped the information off the legitimate listing. This building is located in Brea in Orange County zip code 92821. We are not one of those companies. Click Here to fill out an Online Pre-Qualification form. Need No Credit Check Apartments or Lease Guarantor? We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. Guaranteed Apartment Approval Complaints Complaints Guaranteed Apartment Approval Apartment Rental Service View Business profile Customer Complaints Summary Business's Response Rate:. No matter your credit scores, we can help. I would definitely recommend!Just a couple of FYIs First, they're serious about you needing to have verifiable income. Self-employed people are eligible to qualify for an Insurent Lease Guaranty. Im not sure when it became a SCAM to refuse service due to someone that cannot control their behavior. He didnt do a **** tthing! Your rent is guaranteed. LET OUR COURTEOUS STAFF GO OVER THE PROGRAM, AND ANSWER ANY QUESTIONS YOU MAY HAVE. Best of all, you can get approved in 30 minutes at the lowest guaranty prices, and the Guaranty is normally issued within 24 hours. Total income including guaranteed bonuses are included in annual income. After I found one i liked they started me with 500 towards my total service fee. Be careful with these gauranteed apartment approval companies. I did everything right and still was not able to secure an apartment through them. What are the basic requirements for a renter to qualify for the Insurent Lease Guaranty ? I had submitted several applications for houses and apartments but got denied by everyone. In the event that you are relocating from outside the U.S., the Responsible Party would be in your home country and the tests above relate to their income or cash liquid assets in their home country or elsewhere. "I brought my client to a lease signing for her apartment and the lease stated the rent was $50 more than initially agreed, as well as $500 extra in up-front building fees," Elliott Sudwarts, a New York real estate agent, told Business Insider. Are you liquid for the lease but have no income? Beat local competitors. I received excellent service from this company. Insist on seeing the property in person. Let renters who need a co-signer know we can help them. If a listing agent wants you to write a check for $100 or more, you may be getting taken advantage of. TWO (2) FREE ASSIGNED PARKING are INCLUDED with the rent. When is the Insurent Lease Guaranty issued to the Landlord? I asked a simple question of is this a scam and they got defensive. Hold up your end of the deal and so will they. In the Real Estate Rental Agency category. Self employed renters are almost one-third of our business. Once you find your apartment, Insurent will just need the building address, monthly rent and lease dates to email you an Agreement and payment instructions before issuing a lease guaranty to the landlord. We followed up with places he suppose to contact and he didnt. they can assist. Visnova is wonderful. Nardo's story is not uncommon. If youre truly a business or helping people, your staff wouldnt be extremely rude, disrespectful, and throwing out wild accusations against me. If she had wired any cash, it would have been gone without a trace. We get you in. Fake listings pop up disturbingly frequently both on Craigslist and on traditional rental sites, and according to Apartment List, an estimated 5.2 million renters have lost money to rental scams. just send a special thank you to the firm I work with for partnering with Guaranteed Apartment Approval and offering this service to The father (or mother or some relative overseas or here) will just need to have a minimum annual income of 50x the monthly rent in their home country or a minimum of cash liquid assets/marketable securities held by them in their home country of 80x the monthly rent. View rentals, browse photos and more! You probably won't ever get it back," Coon said. Joule La Floresta. It's critical to avoid completing any leasing applications, credit checks, or sending money without first meeting the listing agent or landlord in person at the apartment you want to rent. But opting out of some of these cookies may affect your browsing experience. Guranteed Apartment Approvals, Houston, Texas. Thank you Alanda and Robert you truly are Angels Im Disguise. They were so patient with me and my anxiety they just walked me thru everything and answered every question I had. I'm in the process of using their service now. The Insurent Lease Guaranty is issued to the landlord when you have executed the Tenant Participation Agreement and paid the guaranty fee. If a US student or US person with income less than 27.5x the monthly rent, the renter must have decent to good credit and a Responsible Party (normally a father or mother) who has a minimum annual income of 50x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 80x the monthly rent. We will let you know upfront if we have a solution for you. I was able to get a bigger and better apartment on my own after using them and my credit score has increased as well. Can I still qualify for an Insurent Lease Guaranty? However, with our relationships and resources, we may be able to get you approved for an eviction friendly apartment. Over 90,000 businesses use Birdeye everyday to get more reviews and manage all customer feedback. Thank you thank you God Bless you. I was able to live in an upscale townhome in a fabulous school district because they didnt let my credit score define me! At the most this process should take 3days. Ready to rent a new Home. Can I pay the Insurent Lease Guaranty fee in installments like car insurance and life insurance, and when do I pay the Insurent Guaranty fee? Argonaut Insurance Company is located at 225 West Washington, 6th Floor, Chicago, IL 60606, and is a subsidiary of Argo Group International Holdings, Ltd., a publicly held multi-billion insurance company. i am happy also you got your keys and got settled in!, thx for using our service, Lindsey. Bait-and-switch tactics offering one thing but actually selling another are a common trick in lots of retail businesses. I meet the income requirements and I'm trying to get in contact with them as well how do you get somebody on the phone to speak with you so you can apply. Country Woods Apartment Homes. Prettty simple, I paid with my credit card to this company, then filled out the paperwork with my guarantor company then just signed the lease online the next day. Call today. You need a new address, email address and telephone number. I'm so glad I did! 2: GET APPROVED We screen based on our own set of compassionate criteria, and we stand behind every person we approve. They are helping me get a fresh start after a nasty divorce that ruined my credit history etc. #1. The Insurent Lease Rental Bond Policy and The Insurent Lease Residual Value Policy are underwritten and issued by Argonaut Insurance Company, a property and casualty insurance company licensed in New York and other states. I thank God that He led me to this company and that they were willing to work with me when I needed them. All applicants and others considering to use the service must qualify with the same rules. We guarantee our servicesCPN and our "Credit Score Improvement Program". Guaranteed apartment approval actually promotes you to go and see the apartment before applying, so how that could of been the issue was surprising and suspicious to me. Expected bonuses are reviewed and may be given different weights, depending on your historical receipt of such bonuses, and the certainty of receiving such bonus. We use dedicated people and clever technology to safeguard our platform. See Fewer. This cookie is set by GDPR Cookie Consent plugin. Never complete the rental application or background check information without making sure the property and landlord are legitimate. Our apartment guarantor service approvals are not credit-based. If most people are not happy with a service, they typically go elsewhere, but this MENTALLY UNSTABLE woman continues to reach out !SEE HERE: Form Inquiry 1: https://ibb.co/jMCjJnPForm Inquiry 2: https://ibb.co/zfL03HnForm Inquiry 3: https://ibb.co/JdKV1Rz. When used to describe personal loans, the guarantee refers to instant decisions that take place at least twice during the borrowing process once at prequalification and again at final approval. Contact. The Insurent Lease Guaranty Program is underwritten and issued by Argonaut Insurance Company, a property and casualty insurance company rated A (Excellent) by A.M. Best and licensed in New York and 48 other states. "This happens a lot in the short-term space," Coon said, referring to Airbnb-style rentals. Everything went smooth and we arranged the details additionally over the phone. Nor has any organization such as the BBB contacted us. I had lost my job two years ago and had an eviction on my record. They didnt charge any fees to review my application. The reality is that background checks are fairly standardized and shouldn't cost more than about $50 or $75. Yes, the Insurent Lease Guaranty Program is available for market-rate and rent-stabilized apartments, and not for rent-controlled apartments. If non-US, a minimum annual income of 27.5x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 50x the monthly rent, and no US credit history required. We've rounded up the most common scams and ways to avoid them. It's like having a whole new credit profile and starting over with zero credit and history. We offer a free pre-screening application And Same-Day Approvals. Can I get pre-approved and fully approved for the Insurent Lease Guaranty before I find an apartment? Our Program has a 100% success rate for approvals. While personal loans are its core offering, the company also provides auto loans and student loans. I Terms of Service If you claim we have charged you anything, you have the wrong company. Real Estate Real Estate Rental Agency Luxury No Credit Check Apt Approval and Lease Guarantor Luxury No Credit Check Apt Approval and Lease Guarantor Reviews 21 Average 3.6 VERIFIED COMPANY forrentnocreditcheck.com Visit this website Write a review Reviews 3.6 21 total 5-star 76% 4-star 0% 3-star 10% 2-star 0% 1-star 14% Filter Sort: Renters In The Atlanta And Metro Surrounding Area Can Complete Our Guaranteed Second Chance Rental Application For Free Consultation With An Agent That Represents Atlanta. Everyone that fills out an inquiry gets property choices to review, if we have any, before applying. to help you find the perfect apartment or home for your family! We will cover rent and damages up to 3x the rent. Every employee as a voluntary benefit. Cash is also acceptable. "Their excuse was that I must have not understood. It does not store any personal data. If your financial profile is difficult to assess by standard means, we can dissect it almost forensically. What is the Insurent Lease Guaranty Program? We also use third-party cookies that help us analyze and understand how you use this website. Learn more about Birdeye. I had an eviction on my record due to living with some roommates several years ago and they let the apartment get taken after I moved out but they were still living there until the lease was up. Thank You! Hundreds of landlords owning/managing over 8,000 buildings representing over 775,000 apartments accept the Insurent Lease Guaranty. However, what you can expect is an honest response from us, as always. I am very happy with my new place! If you've experienced. Birchwood Village Apartment Homes. No. Close deals quickly with no need for cosigners. A third-party property management site like Avail can serve as an intermediary, performing your credit check on your and the listing agent's behalf. I was able to rent a beautiful luxury loft apartment for those 2 years and during that time, they helped my credit score rise and show great rental history. With a business in operation for alomst 12 years, a day will finally come when youre are forced to have a confrontation with an "Internet Troll".We will not allow Annalise Foxx (the very contextual description of an Internet Troll) such a wildly unstable woman to through around accusations ***simply because we refused service***We will not be bullied, harassed or deal with verbal abuse from a potential customer that thinks the rules dont apply to them and their feelings of being more important are overrun with threats and abuse where they feel they can speak to anyone as they wish or send threats to write bad reviews if we dont call back to agree to tolerate such horrendous and childish behavior.The screenshots say it all.

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